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Purchase Loan: Maximum Loan $400,000 Down Payment: Starting at $500
- Employees with 80% and below HUD Median Income – Down Payment: $500.00
- Employees with 80% and above HUD Median Income – Down Payment: $1000.00
- City Of Columbia Employees only- must be employed for twelve months with the City
- Single family detached homes and Fannie Mae approved condominiums.
- Home must be within the City of Columbia corporate city limits.
- 1st Mortgage: 75% of Sales Price @ market rate interest for 30 years
- 2nd Mortgage: 25% of Total loan amount @ 2% interest for 30 years
Closing Costs: Paid by seller or buyer.